Name: Green Trust Cash

Description: Green Trust Cash is a native american lender formed under the laws of the Fort Belknap Indian Community of the Fort Belknap Reservation of Montana (the “Tribe”), a federally-recognized and sovereign American Indian Tribe. They offer bad credit installment loans to borrowers. But is a loan from this lender worth It?

2.8 of 5 stars 1 review
  • Customer Support
  • Cost of Loan
  • Funding Time
  • Application Process

Review Summary of Green Trust Cash

Green Trust Cash offers tribal loans — otherwise known as bad credit installment loans.  The lender works with customers that have bad credit and cannot obtain traditional financing.  The interest rates offered by this lender are extremely high, so use caution.  Even compared to other tribal lenders. For example, Big Picture Loans — another tribal loan provider, offers minimum APR of only 35%.  This lender, however, seems to charge an exceptionally high interest rate.  It seems they are taking advantage of customers more than they should, in our opinion.


  • Considered a good option for emergency expenses
  • Application process is very simple and fast
  • Can typically be approved within 24 business hours


  • Not a good solution for long-term financing needs
  • Compared to other tribal lenders, Green Trust Cash has exceptionally high interest rates
  • Not a good option if you’re shopping around for the best rates and terms

What Every Borrower Should Know About Green Trust Cash

Payday lenders aren’t always the most ideal lenders for quick cash. Often needing return of principal next paycheck, it can be difficult to properly budget for a payday loan. With tribal lenders, you can obtain a small loan and receive funds quickly, but the loan is an installment loan, allowing for set payments over a period of time.

Green Trust Cash does just that, allowing individuals to apply for an unsecured installment loan that you pay in equal payments. This article will be a review of Green Trust Cash and all they have to offer potential clients such as yourself. While it’s important to conduct your own due diligence, this review gives you a great place to begin.

Overview of Green Trust Cash

Right off the bat you’ll notice the very well-presented home page, offering easy navigation to any information you might look for. Scrolling down, you will find the link to begin the application process or to check in on the status of your application.

The process is all done electronically, eliminating the need for you to wait days while hard copies are sent. Your loan decision processes quickly and funds are sent directly to the bank account of your choosing.

One of the main points Green Trust Cash publicizes is if you are in good standing after your first loan, you can enjoy discounted rates on subsequent loans and join the VIP Gold program. Furthermore, they are an “A” rated company with the Better Business Bureau, giving you that extra layer of confidence and Green Trust Cash is a member of the Online Lenders Alliance.

However, for those of you located in Arkansas, Connecticut, Massachusetts, Montana, New York, Pennsylvania, Puerto Rico, Vermont, Virginia, and West Virginia, you are currently unable to apply for a loan with Green Trust Cash.

Green Trust Cash Loan Rates and Terms: How Much Will it Cost?

As mentioned, the product Green Trust Cash offers is a small unsecured installment loan, designed to be quick and simple. If you are looking to obtain a loan, you can apply for loans ranging from $300 to $1,000 and potentially receive funding within 24-hours.

Interest rates vary but range between 475% up to 725%. Note:  The APR of Green Trust Cash is considerably high.  Research more tribal bad credit lenders here.  In our opinion, this is lender could be considered a legal loan shark.  There is an example of how a loan would work if you need further explanation on how the repayment of your loan will work.

When it comes time to repay your loan, you can repay the note manually via cashiers check, personal check, money order, money transfer or bill pay. You can also set up automated payments from your account, eliminating the possibility of missing a payment.

Green Trust Loans Application Process

Before you begin the application process, you need to ensure you meet the minimum requirements. They are as follows:

  • Borrowers must have a income that can be verified.
  • Borrowers must meet all underwriting requirements
  • The consumer must be 18 years of age or older
  • You should have an open, active checking account.

With the application process being completely online, it shouldn’t take you more then 15-minutes to complete, provided you have your information ready. When you apply, you’ll begin by populating your information such as email, name, date of birth and social security number.

Once that’s completed, you will populate your financial information that includes your bank account and income. Also, keep in mind that when you apply for a loan your credit report will be pulled. This is to allow the financial institution to review your creditworthiness and if you are eligible for a loan.

After you’ve completed the process, you’ll submit your information and wait for a response. You will likely be given a decision quickly, and from there you will proceed with the funding process.

How Fast Can I Get Money From Green Trust Cash?

Now that you’ve completed the process and hopefully approved, you will receive your funds via ACH on the next business day. Unfortunately Green Trust Cash does not offer same day funding. While it’s not a deal breaker, there are many competitors that do offer same day funding.

If after the loan process is complete and you decide you no longer need the loan, you can cancel or rescind your loan according to the cancellation terms in your loan agreement. Ensure you read your loan agreement carefully before signing.

Green Trust Cash Loan Repayment Terms

Once you sign your loan documents there should be an amortization schedule included. This will lay out how you will repay your loan. While you can simple stick to the schedule, it is highly recommended that you repay your note early and that is acceptable through Green Trust Cash.

Paying down your note early saves you in interest expense and will look good on your record if you come back for another installment loan.

The Bottom Line on Green Trust Cash

During the application process, Green Cash Trust will reach out to your financial institution and request verification through IBV or Instant Bank Verification. According to their FAQ page, this will now allow them to access, withdraw, credit or transfer funds from your account.

Also, as mentioned your credit report will show a request for review by the institution. While this does have an impact on your credit score, it varies person to person. Applying for multiple loans within a short window can make obtaining a loan difficult in the future.

Overall, Green Trust Cash appears to be a solid and well-rounded tribal loan lender. Other items to consider are the privacy policy and how your information processes on the platform. Take a look at Green Trust Cash for yourself and ensure you are completing the proper due diligence, this allows you to see if they are the right lender for you.