What is credit monitoring? It's something you do to keep a close eye on your credit score and is tracked by all 3 credit bureaus. In the last 10 years, many technology companies have even built their own credit monitoring platforms for consumers. Sites like Credit Karma, Credit Sesame and more offer apps that can help you manage your credit score. Why keep an eye on your credit score? So you know where you stand, financially. Nothing is worse than filling out a loan or credit application only to be denied. And if that happens, a credit monitoring service can help you identify why your score is low and steps needed to fix it. Read more of our expert guides on credit monitoring below.